Ask Jesse: How to Launder Money... for Christmas?! by You Need A Budget (YNAB) published on 2021-11-29T07:03:21Z Jesse answers a reader trying to save for a surprise Christmas present for his significant other, but also trying to be faithful to his YNAB budget. Jesse shares a few tricks and some "creative accounting" within YNAB to help you save up for Christmas gifts without spoiling the surprise or the budget. Sign up for a free 34-day trial of YNAB at